Hourly wage after tax calculator UK 2026/27
Turn gross hourly pay and a realistic working pattern into an annualised take-home estimate.
Use guaranteed hours first. Payroll can differ by pay period.
Estimated take-home pay
See estimated deductions
- Gross salary
- £—
- Income Tax
- £—
- Employee National Insurance
- £—
- Pension contribution
- £—
- Student loan
- £—
Calculate hourly wage after tax
Enter gross hourly rate, weekly hours and paid weeks. The calculator turns those inputs into an annual gross estimate, then applies the standard 2026/27 rUK tax, employee National Insurance, pension and student-loan assumptions selected. The headline is an annualised estimate, not a promise of a weekly payslip.
If you only need the gross annual equivalent, use hourly to salary. This page adds the separate after-tax estimate.
Use guaranteed hours first
Enter the hours and paid weeks you can rely on under the contract. Treat overtime, shifts and seasonal work as a separate scenario unless they are guaranteed. This makes the annual gross figure more useful than multiplying a busy week across a full year.
Why actual take-home pay can vary
Tax code, pay period, variable hours, bonus timing, pension method and multiple jobs can change payroll deductions. The result is annualised from the work pattern you enter. Check a payslip and contract before making a personal financial decision.
Compare an hourly role with a salary offer
- Calculate the annual gross equivalent using guaranteed hours and paid weeks.
- Use salary to hourly to put a salaried offer on the same gross-rate basis.
- Use pay rise after tax if you are comparing two annual salary figures.
- Record holiday, pension, travel and guaranteed allowances alongside the result.
Hourly wage after tax questions
Should I use 52 paid weeks?
Only where the contract covers 52 paid weeks. Enter the figure that genuinely applies.
Does this include holiday pay?
Only if your paid-weeks input reflects it. Check the employment terms.
Is the hourly result after tax?
The page estimates net pay from an annualised gross amount. It does not calculate a personal payroll-period net hourly rate.
Rates and sources
Built from direct government sources for the 2026/27 tax year. HMRC rates and thresholds · Income Tax rates and allowances · full source ledger.